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liquidglass last won the day on September 25 2014

liquidglass had the most liked content!

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About liquidglass

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    Vicious Koala Bear
  • Birthday 07/10/1985

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    Buies Creek, NC

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  1. Hey Guys, it's been a while! Glad to see everyone going strong and still smoking. I've got my main business still going but I wanted to see what you all, my favorite forum, were wanting to see cheaper prices on. If we get enough votes and comments I'll set up a store with a special hookahforum discount code and you can get everything you want at much less than the normal prices. If there's no interest then no biggie, but I wanted to help everyone out without one of those ridiculous group buys we've seen before.
  2. By the way, I'm a licensed agent it's part of the business I'm building, office, employees, all that jazz. So feel free to ask any questions about Life insurance rules.   Also companies have three different rates (depending on the company) 1) smoker: has smoked a ciggerate in the last 12 months 2) occassional-tobacco: smokes 13 or less cigars within the past 12 month period, this can also apply to chewing tobacco. 3) non smoker: doesn't use either, doesn't chew, and does not use nicotine products     On all my life insurance applications I've selected non-smoker, i've done the paramed (blood, urine, mouthswab) and it's never registered as a smoker in my experience.   By the way the mouthswab is how they detect nicotine/if you smoke. The blood analysis isn't used for nictoine generally.
  3.   This only applies to the first two years of the policy in most states. A select few use 3 years. But the general rule is after 2 years any lie on a life insurance policy becomes true. So it's the insurance companies job to make sure they catch everything up front.   As far as payout. Companies will do 1 of 2 things. 1) they'll deny the claim if the death occurs in the first two years or 2) they'll run the numbers at your current payment under a smoker and pay out an amount equal to what you would have applied for if you had selected smoker on your application, again only within the 2 year window.  
  4. I run a financial advisement business.
  5. Well well guys it's been a while since I've posted (have lurked some) but I might as well post here!   The reason I've been increasingly absent for the last few years is due to working on my dreams. I eat, breath, and sleep them, because that's the only way I can achieve them. Sure there are headaches along the way, but if it was easy everyone would do it and the rewards wouldn't be worth it.   Allow me to preface. I think dreams are great and goals are something everyone should have, because you can't get from A to B when you don't know what B is. I think you should be careful with the people you share them with. There will always be jealous people that will attempt to drag you down. Most will say "that's wonderful, good for you!" when you share your goal, but as you come closer to achieving it if that person hasn't achieved anything they will begin to criticize you and demean your goals, so just be careful.   The best advice I can give is: Don't take advice from anyone you're not willing to switch places with. Make a clearly defined goal and work your ass off towards it. If it's not one path it's another.   eg: I love it when people give me goal, business, or other advice when they themselves have been going in circles for 15-40 years. While I think valuable input can come from any direction, actionable advice normally does not.     My Goals: I've been running a business for the last few years in the financial sector, after working my ass off and growing it from just two of us my goal for 2013 is to bring on 600 new people in different aspects of the business and expoentially increase the profitability of the business. I want to read 70 books on business and self improvement this year, I've got a lot of catching up to do with my mentor. As far as my financial goals I'd rather not list them because it can come off as cocky or impossible to some people so I don't want to hinder anyone elses dreams by posting mine as a bar to reach.  I also have had a few inventions itching at my brain for the last few years, so as the business becomes self sustainable I am planning on patenting and licensing one of them to major retailers. (When that happens I'll give 20 people on here a free one!). Oh and I want to finish the first draft of my book.   - and in case anyone is wondering, no I was not born into an adventageous situation, I was not given anything I didn't work for, I've had to sacrifice relationships on my journey, and being broke happens when you're going for something BIG (so suck it up if the goal is worth it.)   To everyone else working on their goals no matter how small they may seem, it's all stepping stones. I encourage you to push on even when the going gets tough, it gets tough to stop everyone from reaching it, you just have to be willing to go through the valley to reach the mountain, then you have to make the climb to the summit. The view is great up top, so go for it.   If anyone has any questions about their own venture I'll be happy to pass along things I've learned or at least point you in the right direction as best I can. I don't know everything, so don't think I'm implying that.
  6. I'm no doctor and I'm sure someone else will have a better response than mine. I'd honestly attribute all of your symptoms to the nicotine. It acts sort of like caffeine so an overload may mean your body just can't handle the doses (or hasn't gotten used to them) It's my guess you respond strongly to caffeine and other products. If that's the case then you have your answer!
  7. [quote name='Epoch' timestamp='1317366861' post='525791'] I personally find it disgusting that the people being protested against completely disregard the movement. It's almost like they think angry mobs outside their jobs and police beatings are comical and irrelevant. They couldn't care less about the state of the economy and the public's opinion, or the fact that there is violent suppression of civilians right on their doorstep. [/quote] To throw in my 2 cents I'd like to know 'why' you are disgusted. I mean no offense by my next statement but I'd like to get your point of view on it. In my opinion your mindset is very much that of the people senselessly protesting but they aren't sure what for. It's only a movement if you have a specific objective in mind. From your brief post I am to understand that these people going to their 9-5 jobs trading at the whim of their employers are supposed to care or be moved if someone wants to protest peacefully or not so peacefully outside of their place of work? If (I'm not sure where you work we're just assuming here) You worked at a chemical plant or a financial office, or taco bell. And there were mobs of protestors outside of your building protesting something (key word here) are you going to go join them and become unemployed, or are you going to look, laugh at how stupid some of them i'm sure look and then walk on in? Of course you are. Their plight is not your plight until it effects you or your mindset becomes similar to theirs. Simple as that. America will be over run by groups of people thinking they are doing something important and are mostly acting out of fear.
  8. Do I exist because I believe I exist or because others believe I exist?
  9. [quote name='joytron' timestamp='1314595836' post='521738'] [quote name='Chreees' timestamp='1314588059' post='521724'] [quote name='Epoch' timestamp='1314587603' post='521722'] All I have to say about throwing out the contents of your ashtray... Trash can fire. [/quote] Why I always dump mine in my sink and turn on the garbage disposal real quick. If you don't have a garbage disposal, I recommend using your toilet. [/quote] What would you recommend for those of us without toilets? [/quote] Get a toilet
  10. AGREED lol they aren't the size i recommend but knowing there was love for the lock & locks here i wanted to make sure everyone saw
  11. Just a quick note guys, Woot.com has at one of their sites Lock&Lock containers (some of the best imo) for a great price if you're looking for a set. Just thought I'd fill everyone in. 14 total containers for $15 bucks and $5 shipping. Enjoy [url="http://sellout.woot.com/sale/lock-and-lock-28-piece-storage-set?utm_source=Daily+Digest&utm_campaign=e48aeafdbb-Daily+Digest+-+20110820+-+Woot&utm_medium=email"]http://sellout.woot.com/sale/lock-and-lock-28-piece-storage-set?utm_source=Daily+Digest&utm_campaign=e48aeafdbb-Daily+Digest+-+20110820+-+Woot&utm_medium=email[/url]
  12. Well I never necessarily liked it lol. But a girl I dated who was in med school filled me in on why it happens so I thought I'd share. Apparently by eating a large amount and getting "stuffed" or more than satisfied, blood pools near the stomach which pulls it from other essential parts of the body, thus you get tired.
  13. For a jazz group I think it's a perfect fit. I'm not sure where you're planning on printing it all but you can try overnightprints.com so far they are my go to. I've had vista-print but overnights does better deals (coupons) and it's a much higher quality paper. Just a thought.
  14. HaMFy Birthday hope it's a good one.

  15. Well my first tip is: don't take it inside. If you want to smoke outside, go ahead. Taking it inside is an indirect admission that you have something to hide. I've had cops approach me before plenty of times smoking outside my college apartment. They ask what I'm smoking, I explain and usually have some beside me. I offer to take the foil off or let them smoke it to approve or disapprove. They usually just say thanks and have a good night. So if they ask you to take inside, politely ask why and explain that you prefer to smoke outside due to the chances of carpet burns and making your apartment smell. If they try to force you to take it inside,it shows they are just ignorant and on a power trip. In fact have a few print outs of how hookahs work and how they are used in modern times in a folder and give it to them next time and say "I'm sorry we had a misunderstanding, I hope it won't be a problem in the future."
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